ORGANIZATIONAL PROFILE.

 

 

Background-

Society Development Committee (SDC) is a non-political, non-profitable and volunteer organization for social development. This organization was established in 01-01-1988 with the keen interest of some like-minded social workers in Faridpur district of Bangladesh. The work of SDC was limited to social development, cultural activities, sports activities, agricultural activities, education activities and other social activities in the beginning. SDC was started the journey toward advancement since 1988 with some precise activities and administrative structure as MFI and project based development organization.

SDC has been working by implementing various activities in the areas good governance by promoting gender equality, education, health and sanitation so as to empower and ensure the security of the livelihood of the back ward poor people of the society. At present, SDC is implementing various development programs with success in 10 districts of Bangladesh.

Registration-                                                                      
SDC registered with-

Department	Registration No	Date
Department of Social Welfare	F-126	26-07-1989
NGO Buru	533	16-09-1991
Department of Family Planning	71/95	10-09-1995
Microcredit Regulatory Authority (MRA)	03665-02837-00343	29-10-2008

Vision-
Establishing justice based poverty free, good governance and sustainable livelihood and non-fundamental society.

Mission-
Ensuring better life of people by ensuring sustainable economic development, good governance, and gender equality and equity.

Goal-
Equal participation of both male and female in durable development programs, poverty elimination, fulfilling of basic needs, empowerment and a right to live with justice.

Main object-

SDC has been implementing few development programs with little scope under seven large sectors by keeping eye on the local demand especially for the livelihood improvement of grass-root level population. These sectors are-

1. Micro Finance Program

2. Education Program

3. Health Program

4. Agriculture Program

5. Women Empower

6. Waste Management

7. Sludge management

8. Savings Deposit

ONGOING DONORS SUPPORTED PROGRAMS OF SDC-

SL NO	Programs	Type of service	Donors
1	JAGORON	Individual loan through group	PKSF
2	SUFOON	Individual loan through group	PKSF
3	BUNIAD	Individual loan through group	PKSF
4	AGROSOR	Individual loan through group	PKSF
5	SME	Individual loan through group	PKSF
6	ENRICH		PKSF
7	Elderly Program		PKSF
8	Cultural & Sports Program		PKSF
9	MVS Program	Monthly Savings Deposit	SDC’S WON
10	Term Deposit Program	Long Term Savings Deposit	SDC’S WON
11	Agricultural Extension Support Activity Project. A- Card.		USAID
12	Waste Management	Making compost by kitchen waste	PAB
13	Sludge management	Research and making compost by sludge	PAB
14	ESP	Primary level education up to Class 2.	BRACC

MAINSTREAM PROGRAM OF SDC-

MICRO CREDIT PROGRAM-

JAGORON-

Enterprise development is key to all SDC programs of financial assistance. JAGORON is one such program that took off right from SDC’s maiden journey. It was initiated to promote household-based enterprise development both in rural and urban areas of Bangladesh. The rural interventions started in October 1990, while the services for the urban poor started in 1999. Under JAGORON, the rural borrowers are encouraged to undertake family-based income generating activities. On the other hand, the urban poor are given financial assistance for small trading.

BUNIAD-

In this context, BUNIAD seeks to support the extreme poor so that they become capable of creating a strong foundation of sustainable income opportunities and live in human dignity. It offers distinctive flexibilities to the extreme poor in terms of deposits and withdrawal of savings, loan repayment, attendance in group meetings and minimum savings requirement for a fresh loan. PKSF also provides Disaster Management Loan and Land Lease Loan for the ultra-poor people under.

AGROSOR-

In the more recent days, PKSF is attaching increasing importance to build up and foster micro entrepreneurship for self-employment of the rural people, who may be a little above the poor or ultra-poor. However, the seeds of such interventions can also be found in its Enterprise Development Program which was initiated in 2001. It was launched to extend its financial services to enable some of the members to undertake economic activities requiring larger amounts of capital. This program is now known as AGROSOR, being implemented all over in Bangladesh through. Any business activity having an investment of up to BDT 1.5 million (excluding land and building value) is worthy to be supported under AGROSOR. SDC regularly upgrades its enterprise development policy as per the needs of entrepreneurs. An individual entrepreneur can take loans amounting up to BDT 1.0 million under the AGROSOR for their enterprises.

SUFOLON-

The lack of access to finance for agricultural production has always been one of the major constraints of the farming communities of Bangladesh, particularly for the small and marginal farmers. Higher degree of covariant risk, inadequate agricultural credit services of formal institutions and rigid operational modalities of available microfinance programs have somehow limited the farmers’ access to financial assistance within the conventional system.

SDC started Agriculture Sector Microcredit Program in 2008. SDC also started Seasonal Loan program in 2006 to provide financial help to farmers as per seasonal variations. Characterized by flexibilities, this has become a core program of SDC, covering a major share of the annual loan disbursement. The salient features of SUFOLON are provision of flexible repayment mode, such as one shot, seasonal or balloon repayment based on seasonal agricultural activities, and multiple loans to diversify production. In 2014, Agriculture Sector Microcredit and Seasonal Loan programs got merged and renamed as SUFOLON. In SUFOLON, there are in place comprehensive training for farmers and staff of the POs to develop capacity in agricultural lending, research, development of high-yielding seeds, opportunities of irrigation, mechanized and technology-based farming and vocational education to produce skilled human resources and increased productivity.